| How does an HMO work? |
| Written by Dorothy Kirkpatrick | |
| Friday, 11 July 2008 | |
| If you have an HMO, you must choose a health care provider that is already on your plan. However, in some cases, if your primary care physician will give you a referral to me, your insurance may pay for my services. My billing service is happy to work with you in requesting a referral. |